Clark

Annual checks by age

Choose an age range to see the personal health checks worth booking. Farm compliance checks below apply every year regardless of age.

Blood pressure check every 3–5 years from your GP or pharmacy
Hearing check if you're regularly around loud machinery, get a baseline test
Skin check outdoor work means higher UV exposure; check moles/patches yearly
Hand-arm vibration baseline if you use vibrating tools/machinery regularly
Eye test every 2 years
Mental health check-in with your GP or via the helplines on the home page, no threshold needed
NHS Health Check free heart/circulation check-up, every 5 years from age 40
Cervical screening every 3 years, ages 25–49, if applicable
Continue hearing, skin and vibration checks if exposed to those risks
Dental check-up at least every 2 years
NHS Health Check continues every 5 years to age 74
Bowel cancer screening home test kit every 2 years, from age 50
Breast screening every 3 years, ages 50–70, if applicable
Cervical screening every 5 years, ages 50–64, if applicable
Continue hearing, skin and vibration checks if exposed to those risks
NHS Health Check continues every 5 years until 74
AAA screening one-off aortic aneurysm scan, offered to men at 65
Bowel cancer screening continues every 2 years
Breast screening self-refer after 70, if applicable
Attendance Allowance worth checking eligibility if care needs have started (see below)
Bowel cancer screening request a kit every 2 years by calling 0800 707 6060
Breast screening self-refer any time
Hearing and vision checks worth doing annually from this point
Attendance Allowance and Pension Credit check eligibility if not already claiming (see below)

Farm compliance

Every year
LOLER thorough examination lifting equipment (telehandlers, forklifts, loaders), at least every 12 months
PUWER equipment safety check annual, covers guarding, controls and general work equipment
Sprayer testing (NSTS) annual test for boom and air-assisted sprayers
Slurry/silage store check (SSAFO) condition, capacity and pollution risk of storage structures
Bovine TB testing frequency depends on your area, from 6-monthly to 4-yearly; check yours on GOV.UK
Fire extinguisher servicing and first aid kit review annual

Benefits you could be eligible for

Worth checking even if you've been turned down before — rules and rates change every April.

For your age Attendance AllowanceFor State Pension age+, needing help with personal care. Not means-tested. For your age Personal Independence PaymentFor under State Pension age, with a long-term illness or disability. For your age Pension CreditTops up low income at State Pension age — unlocks other help too. For your age Carer's AllowanceIf you spend 35+ hours a week caring for someone. For your age Industrial Injuries Disablement BenefitFor employees (not self-employed) disabled by a workplace accident or disease. For your age Council Tax ReductionBased on income and household — apply through your local council.

Inheritance tax changes affecting farms

From 6 April 2026, the rules on Agricultural and Business Property Relief changed. This is general information only, not tax advice — speak to an accountant or solicitor before making decisions.

£2.5m 100% relief allowance per person
50% relief on value above the allowance
20% effective tax rate on the excess

Previously, qualifying farmland and business assets could get 100% relief from inheritance tax with no upper limit. Since 6 April 2026, that full relief is capped — anything above the allowance is taxed at the normal 40% rate, but only on half its value.

The allowance can be transferred between spouses or civil partners, so a couple can potentially shelter up to £5 million combined. It refreshes every 7 years, similar to the standard nil-rate band.

Rough estimate calculator

This gives a simplified, ballpark figure only — it ignores the standard nil-rate band, other exemptions, and trust rules. Not a substitute for professional advice.